The right loan, from the lender most likely to say yes
Tractor, Kisan Credit Card, gold, home, personal, business. One application goes to the lenders that actually suit your file, and you compare the offers on total cost — not on the monthly instalment.
- Offers from 20+ banks and NBFCs
- Eight loan products, including KCC and gold loans
- Repayment schedules that can follow the harvest, not the calendar
- Free to apply. We are paid by the lender, never by you.
Find your loan
One form. We take it to the lenders most likely to approve it and bring back the offers.
What do you need the money for?
A gold loan and a personal loan can fund the same thing at very different rates. Start with the right product.
Tractor Loan
The tractor is the easy part. We sort out the money.
See offersKisan Credit Card
The cheapest credit an Indian farmer can get. Most still do not have one.
See offersPersonal Loan
Unsecured, quick, and expensive. Worth knowing all three before you sign.
See offersGold Loan
The fastest cheap money available to a household that owns jewellery.
See offersHome Loan
The biggest loan most people ever take, and the one worth shopping hardest.
See offersBusiness Loan
Working capital, equipment, expansion — priced by what the business can prove.
See offersCar & Two-Wheeler Loan
The dealership will arrange finance for you. That is not the same as finding you the best one.
See offersLoan Against Property
The largest and cheapest loan available to most families — and the one with the most at stake.
See offersWe work for the borrower, not the branch
A rejected file is not the end, and the cheapest advertised rate is not always the offer to take. Both of those need someone on your side of the table.
Your file goes to the right lenders
Not to all of them. Applying everywhere at once puts five hard enquiries on your credit report and reads badly to every one of them.
Compared on total cost
Two offers with the same EMI can differ by a large amount over the tenure. We show you the total repayable, which is the number that matters.
Paperwork sorted first
An unmutated land record or a hypothecation still on an RC will stall a file for weeks. We check those before the lender does.
You pay us nothing
We are paid by the lender when a loan is sanctioned. If anyone asks you for money in our name to secure a sanction, it is not us.
How it works
No branch visit until there is an offer worth visiting for.
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1
Apply once
One form with your details, the tractor and the amount you need.
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2
We shop it around
Your profile goes to the lenders most likely to say yes to it, not to all of them.
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3
Compare offers
Rate, tenure, processing fee and total interest, side by side in plain numbers.
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Sanction & disburse
Complete the paperwork with the lender you pick. We stay on it until the money moves.
Banks & NBFCs we work with
The loan is sanctioned and disbursed by the lender you choose. We are the intermediary, not the lender.
Know the EMI before you commit
Tenure is the lever most borrowers pull without seeing the cost. Stretch a loan from three years to seven and the monthly instalment drops comfortably — while the total interest you pay rises sharply. Both numbers are on the calculator.
Tractor loans — common questions
How much loan can I get on a tractor?
Most lenders finance a large share of the on-road price of a new tractor, with the rest paid as margin money by you. The exact percentage depends on the lender, your repayment record and whether the loan is against land, salary or an existing banking relationship — which is why the offers we bring you are compared side by side rather than quoted upfront.
What documents are needed for a tractor loan?
Identity and address proof (Aadhaar, PAN, voter ID), land records such as the 7/12 extract, Khasra or Khatauni, the last six to twelve months of bank statements, passport-size photographs and the tractor quotation or proforma invoice from the dealer. A used-tractor loan also needs the RC and a valuation.
Can I get a tractor loan without land in my name?
It is harder but not impossible. Lenders treat agricultural land as the primary security, so without it you will usually need a guarantor, a strong banking history, or to route the loan as a commercial vehicle loan if the tractor is used for haulage. Tell the advisor your situation and they will point you at lenders who accept that profile.
What tenure can I choose?
Tractor loans commonly run for several years, and many agricultural lenders let repayment follow the harvest cycle — half-yearly or yearly instalments instead of monthly. Longer tenure means a smaller instalment but more total interest; the EMI calculator on this site lets you see that trade-off before you commit.
Find out where you stand
A two-minute eligibility check. No documents, and no effect on your credit score.